Free income and hourly wage calculators
TimeWorth turns your income, schedule, and expenses into clear rates per second, hour, day, and month. Use the live calculator on this page or open a dedicated tool for salary, savings, and work hours—all free, with no account.
How the rate is calculated
Monthly pay, divided by the work seconds in this month. Only during the shift.
Passive income, divided by every second of the month.
Fixed costs, divided by every second of the month.
Off shift, active pay is zero, so the live rate can be negative. Per hour is that pace × 3,600.
Example
3,000 in and 1,000 of fixed costs is +2,000 for the month. Off shift the live figure is only the expense.
Chart
One path stays flat. The other raises active pay 3% a year, or passive pay when there is no active income. FIRE is the year 4% of the total covers a year of those expenses.
Limits
No taxes, holidays, overtime, or debt. A shorter month changes the rate. This is not payroll or tax advice.
Why is the hourly figure negative?
Outside the shift, pay is not counted and expenses still run. The hour uses the same net pace as the per-second line.
What is stored?
Figures stay in this visit unless you choose to remember them. The remembered copy lasts 30 days and can include a birth date, income, expenses, schedule, currency, time zone, and savings goal. Name, email, and phone are not collected.